Useful Tools

Free Netherlands calculators for expats, kept up to date with the latest 2026 figures. Each tool is built around the questions internationals actually ask when dealing with Dutch money, tax and housing.

Calculator
Net Salary Calculator

Turn a gross salary into your monthly take-home pay using the 2026 tax brackets and credits.

  • 2026 tax brackets and heffingskortingen
  • 30% ruling option included
  • Holiday allowance toggle
  • Monthly and annual breakdown
Open calculator →
Calculator
Rent Increase Calculator

Check whether a rent rise is legal based on the 2026 maximum caps for social, mid-range and free-sector housing.

  • Social housing rent caps 2026
  • Mid-range sector limits
  • Free sector maximum increase
  • Tells you if a rise is legal
Open calculator →
Checker
30% Ruling Checker

See whether your salary meets the income requirement and how much could be tax-free under the 30% ruling.

  • 2026 salary thresholds
  • Under-30 and scientist rates
  • Estimated tax saving shown
  • Updated for 2026 changes
Open checker →
Calculator
Holiday Allowance

Work out your Dutch holiday allowance (vakantiegeld) and what you keep after tax. Most employees receive this in May.

  • Standard 8% vakantiegeld calculation
  • Tax deduction on the lump sum
  • Part-year and part-time options
  • Net amount you actually receive
Open calculator →
Calculator
Maximum Mortgage

Get a rough idea of how much you could borrow in 2026 based on your income and the latest NHG limit.

  • 2026 NHG limit included
  • Single and dual income options
  • Rough monthly payment estimate
  • Based on current interest rates
Open calculator →
Coming soon
More tools

We are adding new calculators regularly. Next up: a DigiD checklist, a rental point system checker and a self-employment income calculator.

  • Rental points checker (WWS)
  • ZZP income calculator
  • DigiD setup checklist
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Got a calculator idea? If there is a Dutch financial calculation you find yourself doing manually, let us know and we will build it.
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