Net Salary Calculator

How the Dutch tax system works

The Netherlands taxes income in two brackets: 36.97% up to €38,441 and 49.50% above that. What the headline rates do not show is the heffingskorting, a set of tax credits that every employee receives automatically, which meaningfully reduces the amount actually paid. The two main credits are the algemene heffingskorting (general credit) and the arbeidskorting (employment credit).

The 30% ruling

If you qualify for the 30% ruling, your employer can pay 30% of your salary as a tax-free expense reimbursement. This means only 70% of your salary is treated as taxable income, which reduces both the income tax and the salary on which your credits are calculated. The scheme is being scaled back from 2027, dropping to a 27% rate. Our 30% ruling guide covers the conditions and application process. You can check eligibility with the 30% ruling checker.

Holiday allowance (vakantiegeld)

Dutch employees earn a mandatory holiday allowance of at least 8% of their gross salary, paid in May. If your quoted salary does not already include vakantiegeld, your true annual gross is higher by 8%. The calculator lets you toggle this on or off depending on how your salary was quoted. For the net amount on the May payslip specifically, use the holiday allowance calculator.

How accurate is this?

The calculator uses the current tax brackets and the standard heffingskortingen. It does not account for AOW premiums (included in the bracket rates above the state pension age), partner allowances, deductions, or the bijdrage ZVW above the maximum contribution base. Use the result as a reliable estimate rather than a payslip figure.

This is general information, not tax advice. For your personal situation, confirm with a qualified Dutch tax adviser or the Belastingdienst.